We have evolved into a tutorial website. We are now making changes to make it even easier to find rating info on Flood & Dwelling and Homeowners rating. And, of course,  the more new info we discover that is Post-Katrina, the more that will be added.

We are known for our expertise in properly rating flood insurance. Soon we will be offering flood insurance nationwide and will make it easy for the user to not only find the lowest premiums allowed but show them how to find it or allow us to do it.  If we do it, we would like to be their new insurance agent for flood insurance.  And, if they are now paying too much and was miss rated by their current agent we will provide our proof to the prior company as FEMA allows up to 6-years in refunds for miss rating policies.  FEMA plays a major role in all real estate decision making so it is our intent to educate the users and our real estate referral base.  We will provide a link to that site once we are ready to introduce it.

To help you best navigate our site, the following are a brief description of what you will find:

Real Estate and Title & Mortgage is being updated but it will concentrate on issues and flyers for their use

Advocacy is a list of contact persons that you can contact, mostly state elected officials as well as out of state officials that could affect our industry.  Insurance reform is coming to Louisiana, as such we show 23 state representatives linked under one email.  Let them hear from you, and often.

Type of Policies are what we can do. We would prefer that you call or email us if you need our help with insurance quotes.

Flood Myths are just that. Questions and answers on myths that our citizens need to know the truth.

Meet the Team should be pictures of my staff but getting them to give me a good picture has proven impossible so far!

Publications & Links is one of our most important ways to help the user.  This is where you either find good info or links to find it.  We don’t want closings stopping because of the high cost of insurance making the escrow too high.  This is where you can find Louisiana Citizens Fair Plan quotes for 3 different types of Property policies. All of them are acceptable by your lenders.  We have now include some examples of flood quotes and will be adding other useful info at this location.

Talk it Up are flyers that show the savings when your home is built at base flood and then higher than base flood.  The higher up your lowest floor is the less the flood insurance can cost you.  These flyers are for locations both inside and outside of Louisiana so you need to find the one for your location.  Jefferson Parish is 15% CRS and Orleans is 10% and St. Bernard and Plaquemine is 0%.  The CRS must be known to find the most accurate examples of flood premiums.

Flood Facts are general info on flood insurance with access to the FEMA library and other important information.

Lee Orr