We encourage anyone using our site to print our Talk it Up flyers.  This is a great tool for the encouragment of building raised construction as it clearly shows the savings in flood premiums when building above base flood elevations.  The flyers can be used regardless of what part of the country the dwelling is to be located as long as it is an AE flood zone. 

FEMA has a flood rating program called Community Rating System that allows discounts off the flood premiums if a community takes measures to reduce future flooding beyond what Fema requires to qualify for the National Flood Insurance Program. 

We offer 18 flyers.  The CRS discount can be as high as 40%.  Under CRS list, find the state then check for the community where the dwelling will be located.  The easiest way to find your community is to check with the local building permit office or go to www.fema.gov map store and type in the location and it will show you the community name. Both of these places can also provide the current flood zone. Next you need to see if that community is listed for a discount.

For Louisiana, we include the names of the 38 communities that receive a discount.    The percentage is shown under column 6 labeled  SFHA. 

NOTE:  Sometimes communities within a parish (county) can receive a higher or lower discount than the parish (county) within which it is located. If your community is listed on the CRS list then it could have a different discount from your parish (county) discount.  If it is not listed separately, the discount is the same as the parish (county).

CRS LIST

If you are a builder, a real estate agent,  lender or someone building a new dwelling then our Talk It Up flyers should be of interest to you.  Another good site to check out is SouthernPine.com that offer education seminars all over the country.  If you are a builder, real estate agent or lender who promotes raised construction, we would like to add your website to ours.  Email us with that info.

Sadly, over the years we have seen many +0 flood elevation certificates miss a +1 by an inch or two!  It is our goal to help educate the public about flood insurance and the savings that raised construction offers.


AE zones that receive 0% CRS discount.  In Louisiana the City of Covington, Lafourche Parish and the Village of Port Vincent would use this flyer along with others that are not listed under CRS list. 
one-story Residential dwelling          one-story Non-Residential dwelling

AE zones that do receive a 5% CRS discount.  In Louisiana the following qualify for this discount:  City of Baker, Caddo Parish, Calcasieu Parish, City of Denham Springs, City of Deridder, Village of French Settlement, City of Gonzales, City of Lake Charles, Livingston Parish, Town of Lutcher, City of Monroe, City of Morgan City, Ouachita Parish, City of Rayne, City of Ruston, City of Slidell, Town of Sorrento, St. Charles Parish, St. John Parish, St. Tammany Parish, Tangipohoa Parish, Town of Walker and City of Zachary. 
one-story Residential dwelling      one-story Non-Residential dwelling

AE zones that receive a 10% CRS discount.  In Louisiana the following qualify for this discount.  Ascension Parish, Bossier City, City of Gretna, City of Houma, City of Kenner, Town of Mandeville, New Orleans City and Parish, City of Shreveport, St. James Parish, Terrebonne Parish and West Baton Rouge Parish. 
one-story Residential dwelling       one-story Non-Residential dwelling

AE zones that receive a 15% CRS discount.  In Louisiana the following qualify for this discount.  East Baton Rouge Parish and Jefferson Parish.
one-story Residential dwelling          one-story Non-Residential dwelling

AE zones that receive a 20% CRS discount.  Louisiana has none that qualify for more than 15%. 
one-story Residential dwelling          one-story Non-Residential dwelling

AE zones that receive a 25% CRS discount. 
one-story Residential dwelling          one-story Non-Residential dwelling

In addition, there are 30% CRS discounts through 45% CRS discounts for both residential and non-residential dwellings.