Alpha Insurance LLC

The only way our insurance situation will improve is when, we the consumers, make our frustrations known. Insurance reform is coming nationwide and we all need to be involved in what happens. Get involved. Use our website to find your elected officials. Don’t let others make insurance decisions for you, far too much is at stake to allow our officials to think for us. We make it easy for you to email and email often and to voice your opinions. They need to hear from you and when you read or hear about an upcoming rule or law to be voted on, voice your opinion and do it often.

Read the Katrina Task Force Plan – “Katrina and Beyond: Recommendations for Legislative Action”

Insurance Reform Ideas and Action

Louisiana Citizens FAIR Plan - If any organization in our state is more dysfunctional than this one, I can’t imagine it! Instead of letting it continue to work as it has all these years, we need to make drastic changes in it and bring it into the 21st century like other insurance companies. Find out how you can make a difference, read more. . .

National Wind Policy

Independent Insurance Agents and Brokers of America (IIABA) is not only concerned with man-made catastrophic risks but also those created by the forces of nature. The high costs of recent natural disasters combined with the fear of future catastrophes have restricted homeowners’ insurance availability in disaster-prone regions. Several recent multibillion-dollar disasters have created exposure and solvency issues for companies that write homeowners insurance in disaster prone areas. As a result, many insurance companies have stopped writing new business in or withdrawn from at-risk markets, making it difficult for residents to find homeowners’ coverage.

To submit a complaint to the Louisiana Department of Insurance, under a new state law, we now have a Complaint Department at the Department of Insurance.

		Advocacy The only way our insurance situation will improve is when, we the consumers, make our frustrations known. Insurance reform is coming nationwide and we all need to be involved in what happens. Get involved. Use our website to find your elected officials. Don’t let others make insurance decisions for you, far too much is at stake to allow our officials to think for us. We make it easy for you to email and email often and to voice your opinions. They need to hear from you and when you read or hear about an upcoming rule or law to be voted on, voice your opinion and do it often. Read the Katrina Task Force Plan – “Katrina and Beyond: Recommendations for Legislative Action” Insurance Reform Ideas and Action Louisiana Citizens FAIR Plan - If any organization in our state is more dysfunctional than this one, I can’t imagine it! Instead of letting it continue to work as it has all these years, we need to make drastic changes in it and bring it into the 21st century like other insurance companies. Find out how you can make a difference, read more. . . National Wind Policy Independent Insurance Agents and Brokers of America (IIABA) is not only concerned with man-made catastrophic risks but also those created by the forces of nature. The high costs of recent natural disasters combined with the fear of future catastrophes have restricted homeowners’ insurance availability in disaster-prone regions. Several recent multibillion-dollar disasters have created exposure and solvency issues for companies that write homeowners insurance in disaster prone areas. As a result, many insurance companies have stopped writing new business in or withdrawn from at-risk markets, making it difficult for residents to find homeowners’ coverage. Contact Information for the State of Louisiana: The Governor of Louisiana Your Louisiana State Representative Your Louisiana State Senator Your U.S. Senator to the 109th Congress Your U.S. Representative to the 109th Congress: All of the elected officials in any Parish The Insurance Commissioner of Louisiana To submit a question or message to the Public Affairs Department of the Louisiana Department of Insurance To submit a complaint to the Louisiana Department of Insurance, under a new state law, we now have a Complaint Department at the Department of Insurance. To submit a comment or question to Fair Plan/Audubon/Louisiana Citizens: Email address: policyadmin@lacitizens.com (504) 831-6930, 433 Metairie Rd Ste 400, Metairie, LA 70005 Contact Information for Federal Legislators for any State A US Senator (from any state) to the 109th Congress A US Representative (from any state) to the 109th Congress Contact Information for the State of Alabama: The Governor of Alabama An Alabama State Representative and/or an Alabama State Senator The Alabama Department of Insurance Contact Information for the State of Florida: The Governor of Florida A Florida State Representative and/or a Florida State Senator The Florida Office of Insurance Regulation Contact Information for the State of Georgia: The Governor of Georgia A Georgia State Representative and/or a Georgia State Senator The Georgia Insurance Commissioner Contact Information for the State of Mississippi: The Governor of Mississippi A Mississippi State Representative and/or a Mississippi State Senator The Mississippi Insurance Commissioner Contact Information for the State of Texas: The Governor of Texas A Texas State Representative and/or a Texas State Senator The Texas Department of Insurance A Sample Letter to Send to the Contacts Listed Above (Or Talking Points to Include in Your Own Letter): Why hasn't Congress put into place a national wind policy similar to national flood insurance? Insurance companies cannot offer hurricane insurance due to it large economic and catastrophic nature so the federal government has to offer it. It can be serviced by the same organizations. Then the property insurance companies could remove wind from their policies and reduce our premiums. We would in turn be offered wind policies like flood policies and our insurance companies would have no valid reason to stop writing insurance in our states. We need a viable insurance marketplace to recover from catastrophic wind losses. It is impossible for each state to take on this economic burden without federal backing through one of their state run insurance pools. I understand that the other perils of earthquake and terrorism could also be offered under this type of national insurance, but for now we need to start the process with wind. Sending Multiple Letters: If you would like to send the same message to several of the contacts listed above, the most efficient way is to use the cut and paste method. Begin by writing your message in a simple text editor such as notepad. Once your message is completed, place your cursor at the beginning of the text that you would like copied. Hold down the left-hand button on the mouse and slide the cursor over all of the text that you want copied. When the entire text is highlighted, then release the left-hand mouse button. Hold down the CTRL key and hit C. This will copy all of the highlighted text. Go to any of the links above to send a message. Place your cursor in the text message area for the person you are contacting. Hold down the CTRL key and hit V. This will paste your message in the window. You can keep using the CTRL V command to paste the letter into as many different message windows as you would like. Once the message is pasted in the window, you can then edit it any way you would like to personalize the message e.g. changing the salutation.
		Alpha Insurance LLC 831 Lafayette St. Gretna, Louisiana 70053 Phone: (504) 227-1026 Fax: (504) 227-1047 "Knowledge is our most important asset." Click HERE to send us E-Mail Web site design: max.weissman.com